Complete Guide to Bank IFSC Codes in India
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies bank branches participating in electronic payment systems in India.
IFSC Code – Find the complete list of IFSC Code & Contact details of all banks in India. Also check MICR Code to transfer money via NEFT, RTGS & IMPS.
Why IFSC Codes Are Important?
- ✓ Essential for NEFT/RTGS/IMPS transactions
- ✓ Helps prevent transaction errors
- ✓ Unique identification of bank branches
- ✓ Mandatory for online fund transfers
Key Components of IFSC
1-4 Characters
Bank code (e.g., SBIN for SBI)
5th Character
Always 0 (Reserved for future use)
6-11 Characters
Branch code (e.g., 002346)
IFSC Code FAQs
Indian Financial System Code
Check cheque book, bank website, or use this search tool
No, every branch has unique IFSC code
Yes, when branches merge or upgrade systems
IFSC for electronic payments, MICR for cheque processing
No, only SWIFT code is used internationally
11 characters (4 bank + 1 zero + 6 branch)
NEFT, RTGS, IMPS, and other electronic fund transfers
No, SBIN0000123 same as sbin0000123
Permanent unless bank notifies changes